About Us

At LCF we believe the nature of Banking has changed, so too has the method and options available to source funding.

Domestic banks are active, but since the Liquidity crisis of 2008, Alternative Funders have emerged with an entirely new way of distributing finance.

Considering the above, access to funding for any purpose can be a challenging and sometimes daunting experience – particularly in the current environment where appetite from recognised lenders appears to be restricted and the process to get a decision can be frustratingly slow.

However, each member of the LCF Team is a former Commercial Banker, respectively having had successful careers working in the Northern Ireland Banking Sector.

With our combined +60 years of experience in Banking, we use our established contacts and combined knowledge to deliver swift decisions to provide funding solutions for:

Commercial Finance
SME Cashflow Facilities
Refinancing Options
Property Finance – Development and Investment

The Team

Founder of LCF and brings a wealth of experience of managing customer relationships and funding SMEs across many sectors from his 26 year career in Ulster Bank.




With over 35 years’ experience in Retail and Business Banking for First Trust Bank, most recently managing key business and corporate banking relationships across a broad range of Industry Sectors across Northern Ireland.

Relationship Director